Ryan Promotions - Yard Card Financing Programs

Promotion Details

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Ryan – Yard Card Financing Programs

Programs below are available through 6/30/2023. Offer subject to credit approval. Commercial cards also available, see your local dealer for details. *0% APR for 24 Months with Equal Payments: Minimum purchase $1500. There is a promotional fee of $125 for this transaction. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. If your account becomes 60 days past due your promotional offer will be revoked and any remaining balance will be placed on the standard Purchase APR. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 6/30/2023.

*1.9% APR with 48 Monthly Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $125 will be charged to the account for this transaction. The Reduced APR of 1.9% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 2.165% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 6/30/2023.

*No Interest if Paid in Full within 12 Months: Minimum purchase $1,500. To avoid interest, you must pay the full promotional balance before the promotional period ends. If you do not, you will be charged interest from the purchase date at the standard Purchase APR. After the promotional period ends, the standard Purchase APR also applies to the remaining balance and the charged interest. Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the interest. Prior purchases excluded. Account must be in good standing. Other finance plans may be available. Standard account terms apply to purchases that do not qualify. If your account becomes 60 days past due your promotional offer will be revoked, the deferred interest will be charged, and we will continue to charge interest at the standard Purchase APR. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 6/30/2023.

*3.99% APR with 60 Monthly Payments: Minimum purchase $1500. A minimum purchase amount of $1,500 is required. A one-time promotional fee of $125 will be charged to the account for this transaction. The Reduced APR of 3.99% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 1.841% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 6/30/2023. Note: The inventory payment calculator in each unit listing is for estimating payments only, and does not include taxes, delivery or other charges (if any). It is not affiliated with any financing offer/company.

The Apply for Financing Credit Application cannot be used to apply for the Yard Card financing program and is not affiliated with TD Bank, N.A.. To apply for the Yard Card credit card, please stop in the dealership.

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